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Corporate Cards
The corporate card with a built-in back office
No personal credit checks or guarantees required.
5-star rating for Best Corporate Card on Forbes Advisor
Category Leader: Spend Management on GetApp
Overall Leader: Expense Management on G2
4.9 stars | 3k reviews on GetApp
Issue corporate cards to employees in the blink of an eye
With Rippling, you can issue corporate cards to your team, control their spending, and reconcile expenses with nearly zero effort.
You’ve never had control over card spending like this
Rippling unifies your employee data and spend data. As a result, you can create hyper-custom card policies and automatically control how, when, and where employees can spend.
Create a card group
Use employee attributes that no other system has—like level, department, and work location—to automate card issuing.
Set card rules
Define basic rules for each card group, such as spending limit, purchase categories, and whether the card is physical or virtual.
Apply custom policies
Choose which of your business’s spending policies apply to this card group for an unparalleled degree of control.
Spending analytics
Give every team the right visibility into their spend, instantly
Rippling allows you to control access and visibility based on role. That means every team has the power to run in-depth reports on their own slice of spend—and no one else’s.
What your CMO sees
What your Controller sees
Automate corporate card management, from end to end
Hyper-custom policies
Instantly enforce policies other systems can't
Most spend solutions require hours of vigilance to enforce any policy more complex than a $500 limit. Since Rippling houses your employee data, it’s possible to quickly build hundreds of granular policies that enforce card spend exactly the way you would.
Card lifecycle automation
Automate every step, from issuing to revoking
Rippling automates the entire cardholder life cycle, from updating card policies when employees are promoted to reassigning cards after they are offboarded, so your business never misses a beat.
General Ledger
Close the books in days instead of weeks
With Rippling, you can sync card transactions to your general ledger and use policies to automatically categorize each transaction’s fields, saving your team the painstaking work of matching every transaction to a GL category.
Modern business corporate cards
Run on the Visa network. Built for a modern world.
Proactively block spending
Block non-compliant spending before it happens with automatic, real-time enforcement of your company policies.
Tap to pay with Digital Wallet cards
Rippling’s corporate card is compatible with Apple Pay® and Google Pay™, so employees can make charges on the go.
Magically match receipts
After making a charge, employees can text a photo of their receipt for your records, making it easier to close the books for everyone.
Global corporate cards
Global card control puts you in charge
Monitor transactions, stay compliant, and eliminate unnecessary spend at the entity level.
No other solution can automatically control spend like this
Company offsite expenses
Field Sales Expenses
Remote employees expenses
Manager expenses
Built different
Analyze, automate, and orchestrate anything
Most “all-in-one” software consists of acquired systems. These modules are disconnected, so your business data is, too. Rippling takes a platform approach, building products on a single source of truth for all business data related to employees. This rich, flexible data source unlocks a powerful set of capabilities.
Get started today with Rippling Spend
Rippling is a single platform that can help your business manage all of its employee data and operations, no matter its size.
FAQs
What are the eligibility requirements?
Rippling Corporate Card is available to registered legal entities with the exception of sole proprietorships. Businesses must have an Employer Identification Number (EIN) and cannot operate in a restricted industry.
Meeting these eligibility requirements does not guarantee that your application for a Corporate Card will be approved or that credit of any particular limit will be extended to you.
What are the payment terms?
Rippling Corporate Card currently offers daily, weekly, bi-weekly and monthly payment terms depending on the risk profile of your business. At the end of your payment term, your Corporate Card expenses are consolidated into one payment that is deducted automatically from your linked account. You do have the ability to pay off your balance prior to the end of the term.
Do you require a credit check or personal guarantee? Do you require credit life or accident and health insurance?
Rippling Corporate Card does not require a personal credit score check and your credit score will not be affected.
Rippling Corporate Card does not require a personal guarantee.
How does Rippling determine a company’s credit limit?
Rippling offers credit limits based on the size and health of your business, as determined by the company’s financial information and bank statement balances. As part of its process, Rippling evaluates a company’s available cash, spending patterns and history with Rippling amongst other factors to dynamically determine a credit limit for your business. Companies can appeal for a larger credit limit than initially offered, and may be required to include additional information for Rippling to make a decision to grant the request.
Are there any fees?
Rippling Corporate Card does not charge any fees or interest on your card for transactions denominated in Canadian Dollars placed with merchants in Canada. Transactions denominated in foreign currencies and/or placed with merchants abroad are subject to fees charged by Rippling or its partners and vendors, as detailed in the Corporate Card Program Terms.
Rippling Visa Corporate Card is issued by Peoples Trust Company pursuant to licence by Visa Int.
Trademark of Visa International Service Association and used under license by Peoples Trust Company.
All other trademarks and service marks belong to their respective owners.